:root {
  --ink: #172019;
  --muted: #59645c;
  --paper: #f4f1e8;
  --paper-ink: #172019;
  --bg: #f4f1e8;
  --bg-soft: #ebe9df;
  --panel: #ffffff;
  --panel-2: #e6e9dd;
  --line: rgba(23, 32, 25, .14);
  --line-dark: rgba(23, 32, 25, .14);
  --accent: #566522;
  --accent-dark: #4e5d21;
  --warning: #87501b;
  --danger: #b34f3d;
  --success: #5e7a50;
  --shadow: 0 18px 55px rgba(35, 44, 36, .12);
  --radius-sm: 12px;
  --radius: 20px;
  --radius-lg: 30px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
body::selection { background: #dce2c7; color: var(--paper-ink); }
img, svg { display: block; max-width: 100%; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }
button { color: inherit; }
[hidden] { display: none !important; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 1000; background: #26372c; color: #f7f3e9; padding: 12px 16px; border-radius: 8px; transition: top .2s; }
.skip-link:focus { top: 16px; }

.site-header { position: fixed; inset: 0 0 auto; z-index: 100; background: rgba(244, 241, 232, .84); backdrop-filter: blur(18px); border-bottom: 1px solid transparent; transition: border-color .2s, background .2s; }
.site-header.scrolled { border-color: var(--line); background: rgba(244, 241, 232, .97); }
.header-inner { min-height: 80px; display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; }
.brand-mark { width: 38px; color: var(--accent); }
.brand span { display: grid; line-height: 1.05; }
.brand strong { font-size: 14px; letter-spacing: .04em; text-transform: uppercase; }
.brand small { margin-top: 5px; color: var(--muted); font-size: 11px; letter-spacing: .08em; text-transform: uppercase; }
.desktop-nav { display: flex; align-items: center; gap: 30px; }
.desktop-nav a { color: #4f5a52; font-size: 14px; text-decoration: none; transition: color .2s; }
.desktop-nav a:hover { color: var(--accent); }
.header-actions { display: flex; align-items: center; gap: 10px; }
.header-contact { color: #3f4b42; font-size: 12px; font-weight: 750; text-decoration: none; white-space: nowrap; }
.header-contact:hover { color: var(--accent); }
.header-whatsapp { min-height: 40px; display: inline-flex; align-items: center; padding: 8px 15px; border: 1px solid var(--line); border-radius: 999px; background: rgba(255,255,255,.62); }
.language-menu { position: relative; }
.language-menu summary { min-width: 62px; height: 40px; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 999px; color: var(--ink); cursor: pointer; font-size: 12px; font-weight: 800; list-style: none; }
.language-menu summary::-webkit-details-marker { display: none; }
.language-menu-popover { position: absolute; z-index: 10; right: 0; top: calc(100% + 10px); width: 154px; display: grid; grid-template-columns: repeat(2, 1fr); gap: 6px; padding: 10px; border: 1px solid var(--line); border-radius: 14px; background: #fffdf8; box-shadow: var(--shadow); }
.language-menu-popover a { display: grid; place-items: center; min-height: 38px; border-radius: 9px; color: #4f5a52; font-size: 12px; font-weight: 800; text-decoration: none; }
.language-menu-popover a:hover, .language-menu-popover a[aria-current="page"] { background: #dce2c7; color: #24301f; }

.button { min-height: 48px; display: inline-flex; align-items: center; justify-content: center; gap: 10px; border: 1px solid transparent; border-radius: 999px; padding: 12px 20px; font-weight: 750; text-decoration: none; cursor: pointer; transition: transform .2s, background .2s, border-color .2s, color .2s; }
.button:hover { transform: translateY(-2px); }
.button:focus-visible, .text-link:focus-visible, summary:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible { outline: 3px solid rgba(113, 129, 47, .3); outline-offset: 3px; }
.button svg { width: 18px; fill: none; stroke: currentColor; stroke-linecap: round; stroke-linejoin: round; stroke-width: 2; }
.button-small { min-height: 40px; padding: 8px 17px; background: #26372c; color: #f7f3e9; font-size: 13px; }
.button-primary { background: #26372c; color: #f7f3e9; }
.button-primary:hover { background: #34483a; }
.button-secondary { border-color: var(--line); background: rgba(255, 255, 255, .58); color: var(--ink); }
.button-secondary:hover { border-color: rgba(113, 129, 47, .55); background: #fff; }
.button-reset { border: 0; background: transparent; padding: 0; }

.hero { position: relative; min-height: 900px; overflow: hidden; padding: 172px 0 100px; background: radial-gradient(circle at 78% 18%, rgba(113, 129, 47, .13), transparent 32%), radial-gradient(circle at 8% 82%, rgba(152, 135, 90, .08), transparent 28%), linear-gradient(145deg, #f6f3eb 10%, #efede4 58%, #e7e9de); }
.hero::after { content: ""; position: absolute; width: 560px; height: 560px; right: -180px; top: 180px; border: 1px solid rgba(113, 129, 47, .13); border-radius: 50%; box-shadow: 0 0 0 80px rgba(113,129,47,.035), 0 0 0 160px rgba(113,129,47,.022); }
.hero-grid { position: absolute; inset: 0; opacity: .2; background-image: linear-gradient(rgba(23,32,25,.08) 1px, transparent 1px), linear-gradient(90deg, rgba(23,32,25,.08) 1px, transparent 1px); background-size: 56px 56px; mask-image: linear-gradient(to bottom, black, transparent 88%); }
.hero-layout { position: relative; z-index: 2; display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(360px, .72fr); gap: 80px; align-items: center; }
.programme-status { display: flex; flex-wrap: wrap; gap: 8px 16px; margin-bottom: 24px; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; }
.programme-status strong { color: var(--accent); }
.programme-status span { color: #68736a; }
.eyebrow { margin: 0 0 18px; color: var(--accent); font-size: 12px; font-weight: 800; letter-spacing: .17em; text-transform: uppercase; }
.hero h1 { max-width: 790px; margin: 0; font-size: clamp(50px, 6vw, 84px); font-weight: 800; letter-spacing: -.055em; line-height: .98; text-wrap: balance; }
.hero-lead { max-width: 700px; margin: 30px 0 0; color: #536058; font-size: clamp(18px, 2vw, 22px); line-height: 1.55; }
.critical-notice { max-width: 710px; display: flex; align-items: flex-start; gap: 14px; margin: 30px 0 0; padding: 16px 18px; border: 1px solid rgba(150, 91, 32, .27); border-radius: var(--radius-sm); background: #eee5d3; }
.critical-notice svg { flex: 0 0 22px; margin-top: 1px; fill: none; stroke: var(--warning); stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.8; }
.critical-notice p { margin: 0; color: #51493d; font-size: 14px; }
.critical-notice strong { color: var(--warning); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.hero-contacts { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 18px; }
.hero-contacts a { min-height: 42px; display: inline-flex; align-items: center; gap: 9px; padding: 8px 13px; border: 1px solid var(--line); border-radius: 999px; background: rgba(255,255,255,.62); color: #354139; font-size: 12px; text-decoration: none; }
.hero-contacts a:hover { border-color: rgba(113,129,47,.55); color: var(--accent-dark); }
.hero-contacts a span { width: 24px; height: 24px; display: grid; place-items: center; border-radius: 50%; background: #e2e6d4; color: var(--accent-dark); font-size: 9px; }
.trust-list { display: flex; flex-wrap: wrap; gap: 14px 30px; margin: 42px 0 0; padding: 0; list-style: none; }
.trust-list li { display: grid; grid-template-columns: auto 1fr; align-items: center; gap: 10px; color: var(--muted); font-size: 12px; }
.trust-list li > span:first-child { min-width: 48px; height: 36px; display: grid; place-items: center; padding: 0 10px; border: 1px solid var(--line); border-radius: 999px; color: var(--ink); font-size: 11px; font-weight: 800; }
.hero-panel { position: relative; padding: 30px; border: 1px solid rgba(255,255,255,.12); border-radius: var(--radius-lg); background: linear-gradient(155deg, #213128, #17231c); color: #f7f3e9; box-shadow: var(--shadow); }
.hero-panel::before { content: ""; position: absolute; inset: 0; border-radius: inherit; pointer-events: none; background: linear-gradient(125deg, rgba(255,255,255,.06), transparent 38%); }
.panel-topline { display: flex; align-items: center; gap: 9px; color: #bfcbc1; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; }
.status-dot { width: 8px; height: 8px; border-radius: 50%; background: #b4bf78; box-shadow: 0 0 0 5px rgba(180,191,120,.13); }
.hero-panel h2 { margin: 28px 0 22px; font-size: 28px; letter-spacing: -.03em; }
.checklist { display: grid; gap: 0; margin: 0; padding: 0; list-style: none; }
.checklist li { display: grid; grid-template-columns: 38px 1fr; gap: 15px; padding: 20px 0; border-top: 1px solid rgba(255,255,255,.12); }
.checklist li > span { color: #c1ca86; font-size: 12px; font-weight: 800; }
.checklist strong { display: block; font-size: 15px; }
.checklist p { margin: 4px 0 0; color: #bac3bb; font-size: 13px; }
.panel-footnote { margin: 20px 0 0; padding: 14px 16px; border-radius: 10px; background: rgba(0,0,0,.2); color: #aab3ab; font-size: 12px; }

.section { padding: 110px 0; }
.section-heading { max-width: 740px; margin-bottom: 48px; }
.section-heading.split { max-width: none; display: grid; grid-template-columns: 1fr .85fr; align-items: end; gap: 70px; }
.section-heading h2 { margin: 0; font-size: clamp(38px, 5vw, 60px); letter-spacing: -.045em; line-height: 1.06; }
.section-heading > p:last-child, .section-heading.split > p { margin: 20px 0 0; color: var(--muted); font-size: 18px; }
.section-heading.split > p { margin: 0 0 4px; }

.benefits { background: linear-gradient(180deg, #ebe9df, #e5e7dc); }
.benefits-grid { display: grid; grid-template-columns: 1.15fr 1fr 1fr; gap: 14px; }
.benefit-card { min-height: 330px; display: flex; flex-direction: column; padding: 30px; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,.76); }
.benefit-card-primary { background: #dce2c7; color: var(--ink); border-color: rgba(78,93,33,.15); }
.benefit-label { font-size: 11px; font-weight: 850; letter-spacing: .13em; color: var(--accent); }
.benefit-card-primary .benefit-label { color: var(--accent-dark); }
.benefit-value { display: block; margin-top: 38px; font-size: clamp(44px, 5vw, 68px); line-height: .95; letter-spacing: -.055em; }
.benefit-value small { display: block; margin-top: 10px; font-size: .38em; letter-spacing: -.02em; }
.benefit-value-text { max-width: 310px; font-size: clamp(31px, 3.2vw, 45px); }
.benefit-value-money { max-width: 340px; font-size: clamp(25px, 2.35vw, 34px); line-height: 1.12; }
.benefit-card p { margin: auto 0 0; color: var(--muted); font-size: 14px; }
.benefit-card-primary p { color: #485448; }
.benefits-note { max-width: 920px; margin: 18px 0 0; padding-left: 16px; border-left: 2px solid var(--accent); color: #5e695f; font-size: 13px; }
.benefits-note p { margin: 0; }
.benefits-note .rate-note { margin-top: 7px; color: #6c766d; font-size: 11px; }

.support { background: #f4f1e8; }
.support-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.support-card { min-height: 230px; display: flex; flex-direction: column; padding: 27px; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,.72); }
.support-card > span { color: var(--accent); font-size: 11px; font-weight: 850; letter-spacing: .1em; }
.support-card h3 { margin: auto 0 8px; font-size: 21px; line-height: 1.18; }
.support-card p { margin: 0; color: var(--muted); font-size: 13px; }
.no-fee-strip { display: grid; grid-template-columns: 88px 1fr; gap: 26px; align-items: center; margin-top: 18px; padding: 26px 30px; border: 1px solid rgba(99,84,51,.14); border-radius: var(--radius); background: #e8e2d1; color: var(--ink); }
.no-fee-mark { width: 64px; height: 64px; display: grid; place-items: center; border: 1px solid rgba(19,32,0,.25); border-radius: 50%; font-size: 18px; font-weight: 900; }
.no-fee-strip h3 { margin: 0 0 5px; font-size: 22px; }
.no-fee-strip p { margin: 0; color: #5f6256; font-size: 14px; }
.assurance-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 14px; }
.assurance-card { padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,.72); }
.assurance-card > span { color: var(--accent); font-size: 10px; font-weight: 850; letter-spacing: .13em; }
.assurance-card h3 { margin: 17px 0 8px; font-size: 23px; }
.assurance-card p { margin: 0; color: var(--muted); font-size: 14px; }

.authority { background: var(--paper); color: var(--paper-ink); }
.authority .eyebrow { color: #526900; }
.authority .section-heading > p:last-child { color: #536056; }
.authority-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.authority-card { padding: 34px; border: 1px solid var(--line-dark); border-radius: var(--radius); background: rgba(255,255,255,.55); }
.authority-card.cannot { background: #1b281f; color: #f7f3e9; }
.card-label { display: flex; align-items: center; gap: 12px; margin-bottom: 25px; font-size: 13px; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; }
.card-label > span:first-child { width: 30px; height: 30px; display: grid; place-items: center; border-radius: 50%; background: rgba(111,147,0,.12); color: #557100; font-size: 18px; }
.cannot .card-label > span:first-child { background: rgba(255,125,98,.13); color: var(--danger); }
.authority-card ul { display: grid; gap: 14px; margin: 0; padding: 0; list-style: none; }
.authority-card li { position: relative; padding-left: 21px; color: #3c4b40; }
.authority-card li::before { content: ""; position: absolute; left: 0; top: .68em; width: 7px; height: 7px; border-radius: 50%; background: #7ca000; }
.cannot li { color: #c2cbc3; }
.cannot li::before { background: var(--danger); }
.legal-strip { display: grid; grid-template-columns: 32px 1fr; gap: 17px; align-items: center; margin-top: 18px; padding: 22px 26px; border: 1px solid rgba(156,92,25,.18); border-radius: var(--radius-sm); background: #f2e6d1; }
.legal-strip svg { width: 29px; fill: none; stroke: #8b551e; stroke-width: 1.5; }
.legal-strip p { margin: 0; color: #5f4a33; font-size: 14px; }

.roles { background: #e7e8de; }
.role-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.role-card { position: relative; min-height: 300px; display: flex; flex-direction: column; align-items: flex-start; padding: 28px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,.75); }
.role-card::after { content: ""; position: absolute; width: 150px; height: 150px; right: -60px; bottom: -70px; border: 1px solid rgba(113,129,47,.15); border-radius: 50%; }
.role-card > span { align-self: flex-end; color: #667269; font-size: 12px; font-weight: 800; }
.role-card svg { width: 44px; margin-top: 22px; fill: none; stroke: var(--accent); stroke-width: 1.35; stroke-linecap: round; stroke-linejoin: round; }
.role-card h3 { margin: auto 0 7px; font-size: 21px; }
.role-card p { margin: 0; color: var(--muted); font-size: 14px; }

.process { background: #f4f1e8; }
.timeline { margin: 0; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.timeline li { display: grid; grid-template-columns: 90px minmax(0, 1fr); gap: 25px; padding: 30px 0; border-bottom: 1px solid var(--line); }
.timeline li > span { color: var(--accent); font-size: 13px; font-weight: 800; }
.timeline h3 { margin: 0 0 7px; font-size: 22px; }
.timeline p { max-width: 790px; margin: 0; color: var(--muted); }

.requirements { background: var(--paper); color: var(--paper-ink); }
.requirements .eyebrow { color: #526900; }
.requirements-layout { display: grid; grid-template-columns: .8fr 1.2fr; gap: 90px; align-items: start; }
.requirements .section-heading { position: sticky; top: 130px; margin-bottom: 0; }
.requirements .section-heading > p:last-of-type { color: #536056; }
.text-link { display: inline-flex; align-items: center; gap: 11px; margin-top: 28px; color: #476000; font-weight: 800; text-decoration: none; }
.requirements-list { display: grid; }
.requirements-list article { display: grid; grid-template-columns: 80px 1fr; gap: 25px; padding: 28px 0; border-bottom: 1px solid var(--line-dark); }
.requirements-list article:first-child { border-top: 1px solid var(--line-dark); }
.requirements-list article > span { width: 54px; height: 54px; display: grid; place-items: center; border-radius: 50%; background: #dfe6cf; color: #496000; font-size: 12px; font-weight: 900; }
.requirements-list h3 { margin: 1px 0 5px; font-size: 21px; }
.requirements-list p { margin: 0; color: #536056; }

.faq { background: #e7e9de; }
.faq-layout { display: grid; grid-template-columns: .75fr 1.25fr; gap: 90px; align-items: start; }
.faq .section-heading { position: sticky; top: 130px; }
.accordion { border-top: 1px solid var(--line); }
.accordion details { border-bottom: 1px solid var(--line); }
.accordion summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 25px 0; cursor: pointer; list-style: none; font-size: 18px; font-weight: 700; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary svg { flex: 0 0 20px; fill: none; stroke: var(--accent); stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.7; transition: transform .2s; }
.accordion details[open] summary svg { transform: rotate(180deg); }
.accordion details p { margin: -5px 44px 26px 0; color: var(--muted); }

.application { background: radial-gradient(circle at 5% 0%, rgba(113,129,47,.09), transparent 25%), #f4f1e8; }
.application-layout { display: grid; grid-template-columns: .72fr 1.28fr; gap: 80px; align-items: start; }
.application-intro { position: sticky; top: 120px; }
.application-intro h2 { margin: 0; font-size: clamp(40px, 5vw, 60px); letter-spacing: -.045em; line-height: 1.05; }
.application-intro > p:nth-of-type(2) { margin: 22px 0 0; color: var(--muted); font-size: 18px; }
.privacy-note { display: grid; grid-template-columns: 28px 1fr; gap: 14px; margin-top: 32px; padding: 18px; border: 1px solid var(--line); border-radius: var(--radius-sm); background: rgba(255,255,255,.6); }
.privacy-note svg { width: 25px; fill: none; stroke: var(--accent); stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5; }
.privacy-note strong { font-size: 14px; }
.privacy-note p { margin: 4px 0 0; color: var(--muted); font-size: 12px; }
.contact-options { margin: 24px 0 0; padding: 0; list-style: none; }
.contact-options li { display: grid; gap: 2px; padding: 14px 0; border-bottom: 1px solid var(--line); }
.contact-options span { color: var(--muted); font-size: 12px; }
.contact-options strong { font-size: 14px; }
.application-after { grid-column: 1 / -1; display: grid; grid-template-columns: 1fr 1fr; gap: 28px; align-items: start; }
.application-after .privacy-note, .application-after .contact-options { margin-top: 0; }
.form-shell { min-height: 0; padding: 34px; border: 1px solid var(--line); border-radius: var(--radius-lg); background: #fffdf8; box-shadow: var(--shadow); }
.form-progress { margin-bottom: 42px; }
.progress-track { height: 2px; overflow: hidden; background: rgba(23,32,25,.1); }
.progress-track span { display: block; width: 25%; height: 100%; background: var(--accent); transition: width .3s ease; }
.form-progress ol { display: grid; grid-template-columns: repeat(4, 1fr); margin: -12px 0 0; padding: 0; list-style: none; }
.form-progress li { display: grid; justify-items: start; gap: 7px; color: #758078; font-size: 11px; }
.form-progress li:nth-child(n+2) { justify-items: center; }
.form-progress li:last-child { justify-items: end; }
.form-progress li span { width: 24px; height: 24px; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 50%; background: #fffdf8; font-size: 10px; font-weight: 800; }
.form-progress li.active, .form-progress li.complete { color: var(--ink); }
.form-progress li.active span, .form-progress li.complete span { border-color: var(--accent); background: var(--accent); color: #fff; }
.form-step { min-width: 0; margin: 0; padding: 0; border: 0; animation: enterStep .3s ease both; }
.form-step legend { padding: 0; font-size: 28px; font-weight: 800; letter-spacing: -.025em; }
.step-description { margin: 8px 0 28px; color: var(--muted); font-size: 14px; }
.field-grid { display: grid; gap: 16px; }
.field-grid.two { grid-template-columns: 1fr 1fr; }
.field { display: grid; gap: 8px; margin-bottom: 18px; color: #354139; font-size: 13px; font-weight: 650; }
.field input, .field select, .field textarea { width: 100%; border: 1px solid var(--line); border-radius: 11px; background: #f7f5ee; color: var(--ink); padding: 14px 15px; transition: border-color .2s, box-shadow .2s; }
.field textarea { min-height: 110px; resize: vertical; }
.field input:hover, .field select:hover, .field textarea:hover { border-color: rgba(23,32,25,.28); }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--accent); box-shadow: 0 0 0 3px rgba(113,129,47,.11); outline: 0; }
.field.invalid input, .field.invalid select, .field.invalid textarea { border-color: var(--danger); }
.field-error { min-height: 0; color: var(--danger); font-size: 11px; font-weight: 500; }
.field-hint { color: #59645c; font-size: 11px; font-weight: 500; }
.form-optional { margin-top: 8px; border: 1px solid var(--line); border-radius: 13px; background: #f7f5ee; }
.form-optional summary { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 15px 17px; color: #354139; font-size: 13px; font-weight: 750; cursor: pointer; list-style: none; }
.form-optional summary::-webkit-details-marker { display: none; }
.form-optional summary::after { content: "+"; color: var(--accent); font-size: 20px; line-height: 1; }
.form-optional[open] summary::after { content: "−"; }
.form-optional-body { padding: 3px 17px 1px; border-top: 1px solid var(--line); }
.form-optional-body > p { margin: 14px 0 20px; color: var(--muted); font-size: 12px; }
.submission-notice { margin: 18px 0 0; color: var(--muted); font-size: 11px; line-height: 1.55; }
.submission-notice a { color: var(--accent-dark); font-weight: 700; }
.consent-group { display: grid; gap: 13px; margin-top: 26px; }
.checkbox { display: grid; grid-template-columns: 20px 1fr; gap: 11px; align-items: start; color: #5b675e; font-size: 12px; font-weight: 450; cursor: pointer; }
.checkbox input { width: 18px; height: 18px; margin: 1px 0 0; accent-color: var(--accent); }
.checkbox a { color: var(--accent); }
.honeypot { position: absolute !important; width: 1px !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; clip-path: inset(50%) !important; white-space: nowrap !important; border: 0 !important; }
.form-controls { display: flex; justify-content: flex-end; gap: 10px; margin-top: 32px; padding-top: 24px; border-top: 1px solid var(--line); }
.form-alert { margin-bottom: 20px; padding: 13px 15px; border: 1px solid rgba(179,79,61,.3); border-radius: 10px; background: rgba(179,79,61,.07); color: #873a2e; font-size: 13px; }
.spinner { display: none; width: 16px; height: 16px; border: 2px solid rgba(19,32,0,.3); border-top-color: #132000; border-radius: 50%; animation: spin .7s linear infinite; }
.is-loading .spinner { display: block; }
.is-loading [data-submit-label] { opacity: .7; }
.success-state { min-height: 560px; display: flex; flex-direction: column; align-items: flex-start; justify-content: center; padding: 24px; }
.success-icon { width: 72px; height: 72px; display: grid; place-items: center; margin-bottom: 30px; border-radius: 50%; background: var(--accent); }
.success-icon svg { width: 38px; fill: none; stroke: #fff; stroke-linecap: round; stroke-linejoin: round; stroke-width: 2.6; }
.success-state h3 { max-width: 520px; margin: 0; font-size: 34px; line-height: 1.12; }
.success-state > p:not(.eyebrow) { max-width: 530px; margin: 18px 0 0; color: var(--muted); }
.success-reference { display: grid; gap: 2px; margin: 28px 0 6px; padding: 13px 16px; border: 1px solid var(--line); border-radius: 10px; }
.success-reference span { color: var(--muted); font-size: 10px; text-transform: uppercase; letter-spacing: .1em; }

.documents { background: #e7e8de; }
.document-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.document-card { min-height: 390px; display: flex; flex-direction: column; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,.76); }
.document-card > span { color: var(--accent); font-size: 11px; font-weight: 900; }
.document-card h3 { margin: 70px 0 22px; font-size: 22px; }
.document-card ul { display: grid; gap: 13px; margin: 0; padding: 0; list-style: none; }
.document-card li { position: relative; padding-left: 19px; color: #5f6a61; font-size: 13px; }
.document-card li::before { content: ""; position: absolute; left: 0; top: .65em; width: 6px; height: 6px; border-radius: 50%; background: var(--accent); }
.documents-note { max-width: 900px; margin: 22px 0 0; padding-left: 16px; border-left: 2px solid var(--accent); color: var(--muted); font-size: 13px; }

.agents { background: var(--paper); color: var(--paper-ink); }
.agents .eyebrow { color: #526900; }
.agents .section-heading.split > p { color: #536056; }
.agent-value-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-bottom: 28px; }
.agent-value { min-height: 250px; display: flex; flex-direction: column; padding: 28px; border: 1px solid var(--line-dark); border-radius: var(--radius); background: rgba(255,255,255,.6); }
.agent-value > span { color: #566b0e; font-size: 12px; font-weight: 900; }
.agent-value h3 { margin: auto 0 8px; font-size: 22px; }
.agent-value p { margin: 0; color: #536056; font-size: 14px; }
.partner-layout { display: grid; grid-template-columns: .82fr 1.18fr; gap: 26px; align-items: start; }
.partner-copy { display: grid; gap: 14px; }
.partner-benefits, .partner-rules, .partner-reward, .partner-scheme { padding: 28px; border: 1px solid var(--line-dark); border-radius: var(--radius); }
.partner-benefits { background: #1b281f; color: #f7f3e9; }
.partner-benefits h3, .partner-rules h3, .partner-reward h3 { margin: 0 0 17px; font-size: 22px; }
.partner-benefits ul, .partner-rules ul { display: grid; gap: 11px; margin: 0; padding: 0; list-style: none; }
.partner-benefits li, .partner-rules li { position: relative; padding-left: 21px; font-size: 13px; }
.partner-benefits li { color: #c2cbc3; }
.partner-rules li { color: #536056; }
.partner-benefits li::before, .partner-rules li::before { content: ""; position: absolute; left: 0; top: .65em; width: 7px; height: 7px; border-radius: 50%; background: var(--accent); }
.partner-rules li::before { background: #c16a50; }
.partner-reward { background: #dce2c7; }
.partner-reward > span { color: #4f6308; font-size: 10px; font-weight: 900; letter-spacing: .13em; }
.partner-reward h3 { margin-top: 15px; }
.partner-reward p { margin: 0; color: #465330; font-size: 13px; }
.partner-scheme { background: rgba(255,255,255,.65); }
.partner-scheme h3 { margin: 0 0 18px; font-size: 22px; }
.partner-scheme dl { display: grid; gap: 14px; margin: 0; }
.partner-scheme dl > div { display: grid; gap: 3px; padding-bottom: 13px; border-bottom: 1px solid var(--line-dark); }
.partner-scheme dl > div:last-child { padding-bottom: 0; border-bottom: 0; }
.partner-scheme dt { color: #1b281e; font-size: 13px; font-weight: 800; }
.partner-scheme dd { margin: 0; color: #58645b; font-size: 12px; }
.partner-form-shell { min-height: 760px; padding: 34px; border: 1px solid var(--line); border-radius: var(--radius-lg); background: #fffdf8; color: var(--ink); box-shadow: var(--shadow); }
.partner-form-shell form h3 { margin: 0; font-size: 30px; }
.partner-submit { width: 100%; margin-top: 24px; }
.partner-form-shell .success-state { min-height: 650px; }

.final-cta { padding: 85px 0; background: #dce2c7; color: var(--ink); }
.final-cta-inner { display: grid; grid-template-columns: 1.2fr .8fr; gap: 70px; align-items: center; }
.final-cta .eyebrow { color: #526900; }
.final-cta h2 { max-width: 760px; margin: 0; font-size: clamp(38px, 5vw, 62px); line-height: 1.02; letter-spacing: -.045em; }
.final-cta p:not(.eyebrow) { max-width: 700px; margin: 18px 0 0; color: #4f5d50; }
.final-cta-actions { display: grid; gap: 10px; }
.final-cta .button-primary { background: #26372c; color: #f7f3e9; }
.final-cta .button-secondary { border-color: rgba(20,32,0,.24); color: #142000; }
.final-phone { justify-self: center; color: #263500; }
.mobile-cta { display: none; }

.site-footer { padding: 70px 0 28px; border-top: 1px solid rgba(255,255,255,.08); background: #17231c; color: #f7f3e9; }
.footer-main { display: grid; grid-template-columns: 1fr .8fr; gap: 90px; }
.footer-brand > p { max-width: 520px; margin: 24px 0 0; color: #aeb8ae; font-size: 13px; }
.footer-links { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; }
.footer-links > div { display: grid; align-content: start; gap: 10px; }
.footer-links strong { margin-bottom: 8px; color: #d8ded8; font-size: 12px; text-transform: uppercase; letter-spacing: .09em; }
.footer-links a { color: #8e9990; font-size: 13px; text-decoration: none; }
.footer-links a:hover { color: var(--accent); }
.footer-bottom { display: flex; justify-content: space-between; gap: 30px; margin-top: 60px; padding-top: 25px; border-top: 1px solid rgba(255,255,255,.1); color: #929c94; font-size: 11px; }
.noscript { position: fixed; inset: auto 0 0; z-index: 999; padding: 13px; background: var(--danger); color: #180400; text-align: center; }

.reveal { opacity: 1; transform: none; }

[id] { scroll-margin-top: 92px; }

@keyframes spin { to { transform: rotate(360deg); } }
@keyframes enterStep { from { opacity: 0; transform: translateX(12px); } to { opacity: 1; transform: none; } }

@media (max-width: 980px) {
  .desktop-nav { display: none; }
  .header-contact:not(.header-whatsapp) { display: none; }
  .hero { min-height: auto; padding-top: 140px; }
  .hero-layout, .application-layout, .partner-layout { grid-template-columns: 1fr; }
  .hero-layout { gap: 50px; }
  .hero-panel { max-width: 600px; }
  .section-heading.split { grid-template-columns: 1fr; gap: 16px; }
  .section-heading.split > p { max-width: 700px; }
  .benefits-grid { grid-template-columns: 1fr 1fr; }
  .benefit-card-primary { grid-column: 1 / -1; }
  .support-grid { grid-template-columns: 1fr 1fr; }
  .role-grid { grid-template-columns: 1fr 1fr; }
  .agent-value-grid { grid-template-columns: 1fr 1fr; }
  .agent-value:last-child { grid-column: 1 / -1; }
  .document-grid { grid-template-columns: 1fr 1fr; }
  .document-card:last-child { grid-column: 1 / -1; min-height: 320px; }
  .requirements-layout, .faq-layout { grid-template-columns: 1fr; gap: 50px; }
  .requirements .section-heading, .faq .section-heading, .application-intro { position: static; }
  .application-intro { max-width: 720px; }
  .final-cta-inner { grid-template-columns: 1fr; gap: 36px; }
  .footer-main { grid-template-columns: 1fr 1fr; gap: 50px; }
}

@media (max-width: 700px) {
  body { padding-bottom: 66px; }
  .container { width: min(calc(100% - 28px), var(--container)); }
  .header-inner { min-height: 68px; }
  .brand small { display: none; }
  .brand-mark { width: 32px; }
  .header-whatsapp { width: 44px; min-width: 44px; justify-content: center; padding: 0; font-size: 0; }
  .header-whatsapp::before { content: "WA"; font-size: 12px; }
  .language-menu summary { min-width: 46px; }
  .header-actions .button { display: none; }
  .hero { padding: 118px 0 72px; }
  .hero-copy, .programme-status > * { min-width: 0; }
  .hero h1 { max-width: 100%; font-size: clamp(38px, 11.2vw, 48px); line-height: 1.01; overflow-wrap: break-word; }
  .hero-lead { font-size: 17px; }
  .hero-actions { display: grid; }
  .hero-actions .button { width: 100%; }
  .hero-contacts { display: grid; grid-template-columns: 1fr; }
  .trust-list { display: grid; grid-template-columns: 1fr; gap: 12px; }
  .hero-panel { padding: 24px; border-radius: 22px; }
  .section { padding: 78px 0; }
  .section-heading h2, .application-intro h2 { font-size: 39px; }
  .authority-grid, .role-grid, .field-grid.two, .support-grid, .assurance-grid, .agent-value-grid, .document-grid, .application-after { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .benefit-card-primary { grid-column: auto; }
  .benefit-card { min-height: 280px; padding: 25px; }
  .authority-card { padding: 25px; }
  .no-fee-strip { grid-template-columns: 1fr; padding: 24px; }
  .no-fee-mark { width: 54px; height: 54px; }
  .role-card { min-height: 250px; }
  .agent-value { min-height: 220px; }
  .agent-value:last-child { grid-column: auto; }
  .document-card, .document-card:last-child { grid-column: auto; min-height: 320px; }
  .document-card h3 { margin-top: 48px; }
  .timeline li { grid-template-columns: 48px 1fr; gap: 12px; }
  .requirements-layout, .faq-layout, .application-layout { gap: 42px; }
  .requirements-list article { grid-template-columns: 63px 1fr; gap: 14px; }
  .form-shell { min-height: 650px; padding: 22px 18px; border-radius: 22px; }
  .partner-form-shell { min-height: 650px; padding: 24px 18px; border-radius: 22px; }
  .form-progress li small { display: none; }
  .form-step legend { font-size: 24px; }
  .form-controls { justify-content: stretch; }
  .form-controls .button { flex: 1; padding-inline: 14px; }
  .footer-main, .footer-links { grid-template-columns: 1fr; }
  .footer-main { gap: 40px; }
  .footer-bottom { flex-direction: column; margin-top: 40px; }
  .mobile-cta { position: fixed; z-index: 120; inset: auto 0 0; height: 66px; display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid rgba(255,255,255,.08); background: rgba(23,35,28,.98); backdrop-filter: blur(14px); }
  .mobile-cta a { display: grid; place-items: center; align-content: center; gap: 3px; color: #dce3dd; font-size: 10px; text-decoration: none; }
  .mobile-cta a:nth-child(2) { background: #dce2c7; color: #172019; }
  .mobile-cta a span { font-size: 10px; font-weight: 900; }
}

[dir="rtl"] .hero-copy, [dir="rtl"] .section-heading, [dir="rtl"] .document-card, [dir="rtl"] .authority-card, [dir="rtl"] .role-card, [dir="rtl"] .application-intro, [dir="rtl"] .form-shell, [dir="rtl"] .partner-copy, [dir="rtl"] .partner-form-shell, [dir="rtl"] .final-cta { text-align: right; }
[dir="rtl"] .document-card li, [dir="rtl"] .partner-benefits li, [dir="rtl"] .partner-rules li { padding-right: 21px; padding-left: 0; }
[dir="rtl"] .document-card li::before, [dir="rtl"] .partner-benefits li::before, [dir="rtl"] .partner-rules li::before { right: 0; left: auto; }
[dir="rtl"] .language-menu-popover { right: auto; left: 0; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}
